How To Make Your Insurance Work For You

Every year people make resolutions to improve their financial position. Part of that process means looking at your business and personal insurance program and determining if it still works for you. We pride ourselves on attempting to provide the best quality insurance for all of our clients. But the truth is, proper insurance coverage and healthy financial habitats are in large part due to the actions of the clients. Here are a few lessons we have learned to help you make your insurance work for you.

Personal Insurance Tips

1. Make a home inventory of all your personal property and place a replacement value on it.
2. Replace your hot water heater if it is old.
3. Clean our gutters annually.
4. Meet with your agent to have an annual insurance review. As your life changes, so should your insurance.
5. Have your roof checked on a regular basis.
6. Make sure to check washing machine hoses and dishwasher hoses in case they need to be replaced.

Commercial Insurance Tips

1. Check your workers’ compensation rates and classifications.
2. Make sure you have written agreements with all contractors.
3. If you rent or lease equipment, let your agent know.
4. As your business changes, it is essential to communicate with your agent so proper coverage can be reviewed.

Fourrier Agency would not be where it is today without superb customer service.  Our late founder, Larry Fourrier, started in the insurance business in 1946.  His work ethic, devotion to clients,  and leadership in the community played an instrumental role in developing the proper relationship that must exist between an agent and his or her client. We have an extraordinary team to carry on those same founding principles and to place service to the client above all else.   With Fourrier Agency, there is 69 years of service and support that needs to be upheld.  That service  is upheld to every client, every day.