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Does Your Homeowner’s Insurance Cover Social Media? Social media has changed how we communicate with family and friends. Technology has made it so that anyone can have their voice heard and their comments recorded for posterity.  Among the greatest contributors to this revolution are your teenagers. READ MORE >>


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Recent Events causes everyone think of personal safety There are many events that can create devastation to homes and families. These events can include winds, hurricanes, floods, snow and more. There are a number of things your family should consider doing now, as you know that hurricane season starts in mid-May. READ MORE >>

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When Was the Last Time You Reviewed Your Insurance? Life changes. So should your insurance. An annual insurance review helps ensure your coverage keeps up with: • Home improvements or renovations • New vehicles • Changes in income or assets • Liability exposure READ MORE >>

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How to Adjust to the Loss of an Income Provider Most families depend on two incomes to make ends meet.  If your spouse died suddenly, could your family continue to meet all their financial obligations, from paying rent or the mortgage to daily living expenses? READ MORE >>

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Is Your Home Covered for What It Would Cost to Rebuild? Many homeowners assume their policy will fully cover their home if it’s destroyed. The truth is that it depends on whether you have replacement cost coverage. READ MORE >>

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Contractors Risks Are Growing Construction risks are genuine, and no one knows that better than the owners and managers of those in the construction industry. The work involved in the construction business encompasses many different occupations and tasks. According to the latest numbers (U.S. READ MORE >>

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If you have ever opened an insurance policy and felt overwhelmed, you are not alone. One of the most common frustrations I hear from clients is not about cost or claims but about confusion. Insurance policies often feel complicated, dense, and written in a language few people speak fluently. READ MORE >>

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Commercial property insurance is one of the most misunderstood areas of business coverage. Many owners assume they are protected, only to discover gaps after a loss occurs. Misconceptions often come from oversimplified explanations, outdated assumptions, or relying on personal insurance logic to protect commercial assets. READ MORE >>

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If you are a business that manufactures, serves, sells or distributes alcohol you need Liquor Liability Insurance.  Liquor Liability Insurance is recommended to protect your company from potential financial losses arising from litigation involving alcohol-related damages. READ MORE >>

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