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Fourrier Agency Blog: insurance

View the latest blog posts from Fourrier Agency.

Make Halloween Safe for Everyone In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat.  However, keeping our kids safe as they are out Halloween night is always a concern. READ MORE >>

Business Insurance and Risk Every Louisiana business faces risks of various kinds. If you have employees you have the risk of employee injury. You most likely buy workers’ compensation to protect yourself from this risk. READ MORE >>

Be Aware of Fraud During Hurricane Recovery We have just witnessed hurricane Florence. Our hope is that you and your family are safe.  We have witnessed great acts of kindness to people in need during the past few days.  Unfortunately, fraud increases also during these events, taking advantage of people in need. READ MORE >>

  A Personal Insurance Update Under most insurance policies, when a property has been vacant for more than 60 consecutive days before a loss or damage occurs, there is NO COVERAGE for vandalism and other losses. Our agency offers options that can help protect your property whether you own a vacant home, condo or other eligible residential property. READ MORE >>

Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business. That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to meet your needs. READ MORE >>

Many Louisiana businesses and homeowners go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. READ MORE >>

If you have employees, you are exposed to potential employment liability claims. Employees know their rights, and it is time for all employers to be more informed about how to protect their companies. There are many reasons why you need to make Employment Practices Liability Insurance (EPLI) part of your Louisiana commercial insurance program. READ MORE >>

A Personal Insurance Update Are you tired of people telling you why you need to buy their insurance?  Are you sick of buying “cheap” online insurance, only to end up with the wrong coverage?  We thought it might be fun to tell that you do not need personal insurance if you meet the following criteria. READ MORE >>

Baton Rouge Personal Insurance We all buy homeowner’s insurance to cover losses and claims that arise out of home ownership. No one wants to hear the claim you have submitted is not covered. We have listed a few reasons why your claim may not be covered, with the desire of helping you make the proper changes to your coverage. READ MORE >>

A Business Insurance Update Every business owns business property, and you may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. READ MORE >>

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