When was the last time you reviewed your insurance coverage? The start of a New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on your financial needs and plans? Call our office today, and we can help you find the right combination of coverage and price.
Insurance “To Do” List
General or Personal Items
· Review my insurance to make sure I have the right coverage
· Take the time to read my insurance policies
· Does my agent have all my correct information, including new phone number, address, and newly purchased property?
· Make sure I have identity theft insurance
· Do I have enough life insurance?
· Do I need life insurance for my spouse?
Auto Insurance
Check my credit score
Consider increasing my auto deductibles on my older vehicles
Home
Get a quote for earthquake or flood insurance
Combine my auto and home insurance to save money
Complete a home inventory to ensure my property values are correct
Consider purchasing or increasing my umbrella coverage
Safety
Consider an alarm system
Clean my gutters
Have I replaced all the batteries in my smoke detectors?
Have I experienced any of these changes?
- Changed your marital status
- Bought a boat, RV or ATV
- Change of address
- Started a home business
- Remote working in 2021
- Welcomed a new baby into the family
- Received a major inheritance
- Have a new teen driver in the family
- New purchases of guns, jewelry or art
- Purchased second home
Please call our office today if you need to make any changes in your insurance program.