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The auto insurance landscape in 2023 and 2024 has seen significant changes, influenced by various factors including rising repair costs, severe weather, and changes in driving behavior. Let's dive into the key trends and statistics shaping the auto insurance industry this year. 1. Surge in Auto Insurance Premiums READ MORE >>

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When to Call Your Personal Insurance Agent Personal insurance is a vital component of financial planning and risk management. Whether you have auto, home, or other types of insurance, your insurance agent plays a crucial role in helping you navigate the complexities of your policies. READ MORE >>

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Burglars Are Christmas Shopping Too Your local criminal is getting ready to do some Christmas shopping and he wants your gifts.  In Missouri, for example, there were 4,230 burglaries in December 2019, (the latest statistics available from the FBI) 18% more than the average month. READ MORE >>

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Business Insurance And Risk Management Tips As we close the year out many businesses will be hosting company parties. Business owners, executives and human resources personnel need to make sure to avoid some key risks to ensure their day of merriment doesn’t turn into disaster. READ MORE >>

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We are full into the holiday season, and while you're caught up with holiday cheer, here are our 12 gits of Christmas present. Remember, as your life changes, so should your insurance. A quick call to our office can help us educate you on the insurance coverage you need to protect your home, car, family, and life. READ MORE >>

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Risk Factors That Affect Your Auto Insurance Premium When it comes to purchasing auto insurance, various factors come into play to determine your premium rates. Insurance providers assess your risk level based on a multitude of factors, aiming to gauge the likelihood of you filing a claim. READ MORE >>

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The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates.  According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. READ MORE >>

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Did you know that Halloween is the second highest grossing commercial holiday after Christmas?  Did you also know that children are more likely to be hit by a car and killed on Halloween than on any other day of the year? READ MORE >>

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A Personal Lines Insurance Update Your personal lines insurance program might include home or renter’s insurance, auto insurance, a personal umbrella policy, coverage for your second home, insurance for your boat, ATV or more.  Whatever the case, the reason you buy insurance is to protect your property and liability. READ MORE >>

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Auto insurance is a critical aspect of responsible vehicle ownership. It offers financial protection in case of accidents, theft, or other unforeseen events. However, the allure of cheap auto insurance rates can sometimes overshadow the potential drawbacks that come with them. READ MORE >>

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